Down Under Retaining Privacy Policy
This Privacy Policy describes how Down Under Retaining collects and uses your personal information. Personal Information means information or an opinion which can identify an individual or from which their identity can reasonably be ascertained.
Down Under Retaining respects the rights and privacy of all individuals and is committed to complying with the Privacy Act 1988 and the Australian Privacy Principles (APPs) and protecting the personal information Down Under Retaining holds.
Why does Down Under Retaining collect personal information? How does Down Under Retaining use it?
Down Under Retaining generally collects your personal information as part of providing you its products and services, informing you about them, complying with its contractual and other legal obligations, running promotions and other marketing activities or administering Down Under Retaining’s relationship with you by responding to your enquiries and providing you with information about Down Under Retaining’s products and services that may be of interest to you.
Down Under Retaining needs your personal information to carry out these aims, may use your personal information for those purposes, any other purpose listed on a collection statement at the point of collection or in any other way made clear at the time of collecting the personal information.
How does Down Under Retaining collect personal information?
Down Under Retaining may collect your information in person by sales and customer service staff, via its websites, social media pages, smart phone applications, phone calls and other installations on paper forms or electronic devices (Collection Channels).
Down Under Retaining may also collect information from you if you provide products and/or services to Down Under Retaining (Service Provider Channels), and this personal information is generally collected to assist obtaining the products and/or services from you.
What personal information does Down Under Retaining collect?
Down Under Retaining collects the types of personal information required to assist with providing Down Under Retaining’s products and services and informing you about them.
This includes, through the Collection Channels, personal information such as your name, date of birth, phone number, email and home address and information to assist with Down Under Retaining’s customer relationship management and market research functions, which may include information relating to your interests, experiences and preferences.
For more specific contracting or finance purposes, Down Under Retaining may collect through Collection Channels loan application information, financial /banking information, guarantor /next of kin contact details.
Through Service Provider Channels, Down Under Retaining may collect information about your employment or trading history and any business, company or related entity you are involved with.
How does Down Under Retaining use your personal information? To whom will it be disclosed?
Down Under Retaining may use your personal information for the primary purpose for which it was collected, i.e. the purpose specified in a privacy collection statement through a particular Collection Channel or Service Provider Channel or the purpose that could be reasonably expected at the time the information was collected. Down Under Retaining may also use your personal information for a secondary related purpose.
By submitting your personal information, you consent to Down Under Retaining using it to:
- provide you with products or services;
- complete an activity that you have chosen to undertake;
- administer Down Under Retaining’s relationship with you;
- monitor online activity on the Down Under Retaining’s website(s) and/or application(s);
- market, improve and add to Down Under Retaining products and services (including online); or
- where required or authorised by law.
Down Under Retaining may also provide personal information to:
- third parties engaged by Down Under Retaining to provide services, including IT services such as storing and managing databases, processing credit card information, mailouts, debt collection, marketing research and advertising; and
- third parties authorised by you to receive personal information held by us.
Can you remain anonymous or withhold personal information?
Yes. Where practical, you may choose not to identify yourself, deal with us on an anonymous basis or use a pseudonym.
In some instances, if you do not provide Down Under Retaining with required personal information Down Under Retaining may not be able to provide you with the requested product or service, allow you to participate in promotion activities or obtain the product or service we are offering.
As a result, Down Under Retaining may need to cease existing sales processes, suspend, cancel or renew a contract (subject to its terms and conditions and relevant laws) or withdraw an invitation or offer.
Will you receive direct marketing?
If you provide us with your personal information and you consent to receiving direct marketing communications from Down Under Retaining, you authorise us to send you promotional messages and materials related to Down Under Retaining’s products and services, unless you submit a later request not to receive direct marketing communications.
Down Under Retaining’s direct marketing messages and materials will contain a prominent statement (including, for electronic messages, a functional unsubscribe facility) that you may request not to receive direct marketing communications.
If you do not wish to receive marketing or other communications from us, please submit a request not to receive direct marketing communications or use the unsubscribe facility provided in the most recent communication from us or contact us on the details provided.
Will your information be disclosed overseas?
Down Under Retaining is unlikely to disclose your personal information to any person or entity outside Australia, but will inform you if and when this is necessary.
How can you access and correct your personal information?
You generally have the right to access your personal information free of charge, subject to some limitations contained in the Privacy Act 1988.
The APPs set out some circumstances in which Down Under Retaining is not required to provide you with such access. If you ask for your personal information and any of these circumstances exist, you may be given access to the personal information in a way that is permitted under the Privacy Act 1988.
Down Under Retaining encourages you to update us so that Down Under Retaining has accurate, current and complete information. You may correct any errors or request that Down Under Retaining deletes all or some of your personal information. You may also submit a request not to have any further contact from us.
Does Down Under Retaining use ‘cookies’?
Yes. When you use Down Under Retaining’s website(s) and/or App(s), Down Under Retaining or its IT service providers may obtain information using technologies such as cookies, tags, web beacons, and navigational data collection (log files, server logs, and clickstream data) to better understand your user experience. For example, Down Under Retaining or its IT service providers may collect information like the date, time and duration of visits and which webpages are accessed.
This information is generally not linked to your identity, except where it is accessed via links in Down Under Retaining e-message or where you have identified yourself. Down Under Retaining may use knowledge of your user experience to better understand what products or services may be of interest to you.
How can you complain about privacy breaches?
If you have a complaint in relation to the collection, use or and disclosure of your personal information, please contact the Down Under Retaining Privacy Officer via the details provided below. Down Under Retaining Privacy Officer will review all complaints received and respond to each complainant upon due consideration (which may require further information to be provided).
Will this Privacy Policy change?
Down Under Retaining may amend this Privacy Policy from time to time. Amendments will be effective immediately upon notification on this website.
Who can you contact about your personal information?
To contact Down Under Retaining about your personal information, concerns or complaints, email at downunder@adam.com.au
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Lonsdale SA, 5160
